Doctor Credit's Top Small Business Lender Reviews

Get the most out of your loan

Are you looking to start a new business or expand your current one? If so, you’ve come to the right place. Doctor Credit is your source for no nonsense small business lender reviews. Below you’ll find our top recommendations based on your business needs and qualifications.

Learn more about today’s top small business lenders and see which one will serve your business best.

Doctor Credit Lenders

Our lenders provide many viable funding option
Lending Club - Flexible Repayment Terms for Well-Established Businesses
Lending Club provides strong businesses with loans of up to $300,000. While a business must be established and borrowers must have good credit scores, Lending Club often provides low APRs wand flexible repayment terms. This makes them an attractive option for businesses able to meet the lending requirements.

• Annual revenue required – $75,000
• Minimum credit score – 700
• Time in business – minimum of two years
OnDeck - Fast Approval for Newer Businesses
If you’re in need of fast funding for your growing company, OnDeck is a lender worth considering. The reputable online lender has been helping small businesses since 2007, originating over $4 billion in loans in just shy of a decade. OnDeck provides loans from $5,000 to $500,000 and is able to provide funding in as little as 24 hours.

• Annual revenue required – $100,000 for loans and $200,000 for lines of credit
• Minimum credit score – 500 for loans and 600 for lines of credit
• Time in business – minimum of 12 months
Kabbage – Funds for Borrowers with Less Than Stellar Credit Scores
If you’re business is profitable but your credit is bad, Kabbage may be a good fit. The lender offers lines of credit from $2,000 to $100,000 and bases its lending decisions on banking and accounting data, not personal credit scores. While rare, this lending model has proven to be a breath of fresh air for borrowers with less than stellar credit.

• Annual revenue required – $60,000
• Minimum credit score – N/A
• Time in business – minimum of 12 months
Funding Circle – Sound Lender for Growth and Expansion
Funding Circle is a stable company and a sound option for businesses seeking $25,000 to $500,000 in funding. If you’re looking for a small business loan for a major equipment or machinery purchase and would like to pay it off in only a few years, Funding Circle is a lesser known option worth considering.

• Annual revenue required – $150,000
• Minimum credit score – 620
• Time in business – two years
Dealstruck – Interesting Option for Inventory Financing
Dealstruck is an online lender specializing in small business loans. While relatively new, Dealstruck is making a name for itself by specializing in 100 percent inventory financing. This makes them a wonderful option if you’re in need of fast cash to fill purchase orders.

• Annual revenue required – $150,000
• Minimum credit score – 600
• Time in business – minimum of 12 months
BlueVine – Solid Choice for B2B Businesses
Does your B2B business have invoices that need filled or a little money to help with dips in cash flow? If so, BlueVine is another solid choice. The alternative lender provides loans up to $250,000 specifically to businesses that sell services and products to other businesses.

• Annual revenue required – $70,000
• Minimum credit score – 530
• Time in business – minimum of six months
Lighter Capital – Perfect for Small Tech Companies
Lighter Capital offers revenue-based funding specifically for tech companies in need of extra capital. With this type of funding, the amount you repay each month will vary based on your revenue, so this is something to consider.

• Monthly revenue required – $15,000
• Minimum credit score – N/A
• Time in business – N/A
SmartBiz – SBA Loans Made Easy
Loans serviced by the Small Business Administration, or SBA, are the most ideal funding option for small businesses. Unfortunately, the application process can be quite long and tedious. Thanks to SmartBiz’s online lending platform, however, the process has been streamlined considerably, making the online lender a popular option for small business owners in need of funding up to $350,000.

• Annual revenue required – none
• Minimum credit score – none
• Time in business – minimum of two years
Fundbox – A Great No-Credit-Check Option
Fundbox offers full funding for outstanding B2B invoices up to $30,000. They also don’t perform credit checks, making them a perfect solution for B2B business owners with less than ideal credit.

• Annual revenue required – none
• Minimum credit score – none
• Time in business – minimum of six months business bookkeeping or banking activity

Doctor Credit logo

Have any questions? Call Us

1-855-657-5822

J&M Enterprises